What does a car subscription cost? Everything you need to know 

No down payment and no cumbersome financing - the car subscription has many advantages over buying or leasing a car. In addition, your monthly payment already includes many other fees, such as tax and comprehensive insurance. In the best case, you can see at a glance what your car subscription will cost per month and can calculate your budget much better. Curious now? We'll tell you for whom the car subscription model is worthwhile.

The cost of a car subscription for your purposes

Of course, a VW Polo doesn't cost as much as a Porsche - that's no different with a car subscription than with a dealer. But thanks to terms starting at one month, you can also fulfill your dream of speeding through the countryside in an expensive sports car. If you're looking for a vehicle for everyday use, you'll find a wide selection of cars of all sizes and drive types in the portfolio of car subscription providers. But it's not just the vehicle's new price that determines the installment amount.

The monthly rent depends on the following factors:

• Car type

• Age of the vehicle (new or not)

• Contract term (the longer, the cheaper)

• Monthly mileage

• Selected insurance package

• Other optional services

Car subscription up to 1000 km/month - that's what it costs

As a rule, you have a monthly mileage allowance with the car subscription. Let's say, with your chosen provider, it is 750 km/month. Is that enough for you? For example, you drive to and from work five days a week. In addition, there are trips to the grocery store and other appointments in the area, as well as occasional trips on the weekend. If you estimate the distances, you reach an expected mileage of 900 km per month. So you select 1000 km in the corresponding menu of the car subscription provider and even have a small buffer for extra trips - perfect! Moreover, the surcharge on the monthly rate for this mileage is usually low and amounts to only 10 to 20 CHF for many models of your provider.

Car subscription for frequent drivers - is it worth it?

If you know that you drive more than 1000 km per month, you have to expect higher surcharges on the rate. The more expensive the vehicle, the higher the surcharges. The same applies to the number of kilometers driven; the more, the more expensive. For 3000 km/month, the surcharge is between CHF 230 and CHF 2,230, depending on the model. After all, frequent drivers cause significantly more wear and tear on the car. But even with a leased vehicle, the monthly mileage impacts the rate. Even if the car belongs to you, as a frequent driver, you must factor in additional costs for wear and tear on the tires and engine. With your own car or a leased vehicle, you are responsible for repairs and maintenance - costs that are difficult to calculate. With a car subscription, you have the advantage that tire changes, repairs and services are often already included in the rental price. Thus, you don't have to set aside anything for any expenses for the vehicle and can always enjoy a perfectly maintained and technically flawless car. This makes the car subscription interesting for frequent drivers as well.

Are there hidden costs with a car subscription?

A comparison of providers is worthwhile here as some charge an initial fee before you can rent a car from them. Others charge extra for insurance. A transparent provider does without entry hurdles and offers you a complete package in which all costs are already included. You should also pay attention to the cancellation terms; can you cancel the subscription if necessary or terminate it before the end of the term? If so, what are the fees? Lastly, you should pay attention to the most flexible terms possible.

How to find the best car subscription offer for you

When comparing providers, your focus should naturally be on selection. Is the exact vehicle you need available? Also, ensure that the supposedly cheaper provider does not charge hidden costs. What extras can you add if necessary, and are there several rate models? How many free kilometers per month are included? Some providers even allow you to buy your subscription vehicle at the end of the contract period. If sustainability is important to you, choose a provider who shares this philosophy. This starts with a range of low-emission vehicles and extends to the company's partners. With a network of partner garages throughout Switzerland, you are flexible in the event of a breakdown and do not have to factor in long trips.

Conclusion: How to keep an eye on the costs of your car subscription

If you look around, you'll find many different car subscriptions on the market. It's not so easy to decide. It's best to find out in advance what's important to you in your car subscription. You should pay attention to the following points:

• Is there a start-up fee?

• Are there other costs for insurance, maintenance, registration, etc., in addition to the monthly installments?

• Does the minimum term fit your needs?

• How many free kilometers are included?

• How high are the surcharges for your actual mileage (especially for frequent drivers)?

• What about the cancellation periods?

• Are the partner garages easy to reach?

• Is the customer service friendly and available at all times?

You will find a favorable answer to all these questions at CARIFY, which is not for nothing, the No. 1 among Swiss car subscription providers. This already starts with the vast selection of vehicles, which leave hardly any wish unfulfilled. Of course, there is no start-up fee, which only makes your first steps as a car subscriber unnecessarily expensive and complicated. Also, with the term between 1 and 48 months, you are as flexible as it gets.

With CARIFY, transparency means that you receive a complete package with the subscription in which the following services are already included:

• Registration

• Tax

• Comprehensive insurance (optionally with or without a deductible of 1000 CHF per incident)

• Partial cover insurance

• Parking damage insurance

• Maintenance and service in an excellent network of partner garages throughout Switzerland

• Tire change, if required

• Swiss vignette

• Europe-wide roadside assistance around the clock

After the minimum term, you can cancel your subscription free of charge. Thanks to the fixed and flex models, you can even secure the rental car beyond the subscription period and extend the subscription or buy the vehicle. In addition, CARIFY supports local dealers and offers its customers a car dealer guarantee.